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Home Equity Rates
  Accurate as of March 17, 2010  
  Home Equity Line Of Credit²³  
    Rate Points APR¹ Margin Life Cap Floor    
    6.250% 0.00% 6.250% Up to 80% CLTV=3% 18% N/A    
  Closed End Fixed Rate Second Trust Deed²  
  15 Year Fixed Rate 30 Year Fixed Rate  
    CLTV Less than 50% CLTV 50.01% to 70.00% CLTV 70.01% to 80.00%   CLTV Less than 50% CLTV 50.01% to 70.00% CLTV 70.01% to 80.00%  
  Rate 6.710% 6.910% 7.110%   7.630% 7.830% 8.030%  
  Points 0.000% 0.000% 0.000%   0.000% 0.000% 0.000%  
  APR¹ 6.980% 7.181% 7.383%   7.805% 8.007% 8.209%  
  ¹APR (Annual Percentage Rates) assume a single residence, owner occupied with a loan amount of $100,000.00, and credit score of at least 700.

²Property eligibility is based on 1-4 Family primary residences located in California. Advertised rate is subject to Kaiser Federal Bank's credit and collateral criteria. Rates may change without notice and could be higher or lower than the rate currently offered. Combined loan amount, first and second, cannot exceed $1,000,000 and combined loan to value cannot exceed 80%.

³Home Equity Line Of Credit Disclosure

 

 

Rates and Terms are subject to change without notice.
Call for current rates - 800.524.CASH

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