Conforming Conventional Fixed Rate ($25,000 Up To $500,000)¹
Product
Rate
Points
APR
Margin
Life Cap
Floor
30 Year
5.000%
1.00%
5.223%
N/A
N/A
N/A
Fixed
5.125%
0.00%
5.259%
N/A
N/A
N/A
20 Year
4.875%
1.00%
5.176%
N/A
N/A
N/A
Fixed
5.000%
0.00%
5.180%
N/A
N/A
N/A
15 Year
4.750%
1.00%
5.131%
N/A
N/A
N/A
Fixed
4.875%
0.00%
5.103%
N/A
N/A
N/A
10 Year
4.625%
1.00%
5.169%
N/A
N/A
N/A
Fixed
4.750%
0.00%
5.074%
N/A
N/A
N/A
Adjustable Rate Mortgages ($25,000 Up To $1,500,000)¹
³CMT Index: 0.392%
Product
Rate
Points
APR
Margin
Life Cap
Floor
1/1 CMT
4.425%
1.00%
4.189%
2.75%
10.425%
3.925%
5.052%
0.00%
5.168%
3.00%
11.052%
4.552%
3/1 CMT
5.168%
1.00%
5.114%
2.75%
11.168%
4.668%
5.668%
0.00%
5.439%
2.75%
11.668%
5.168%
5/1 CMT
5.488%
1.00%
5.512%
2.75%
10.488%
4.988%
5.988%
0.00%
5.834%
2.75%
10.988%
5.488%
Jumbo Conventional Fixed Rate ($500,001 Up To $1,500,000)²
Product
Rate
Points
APR
Margin
Life Cap
Floor
30 Year
5.000%
2.00%
5.268%
N/A
N/A
N/A
Fixed
5.250%
1.00%
5.378%
N/A
N/A
N/A
5.500%
0.00%
5.539%
N/A
N/A
N/A
15 Year
4.500%
2.00%
4.868%
N/A
N/A
N/A
Fixed
5.000%
1.00%
5.218%
N/A
N/A
N/A
5.250%
0.00%
5.315%
N/A
N/A
N/A
¹APR (Annual Percentage Rate) for conforming fixed rate and adjustable rate products assume a single unit residence, 80% loan-to-value, owner occupied and a loan amount of $100,000.00 for a refinance transaction
²APR (Annual Percentage Rate) for jumbo fixed rate products assume a single unit residence, 80% loan-to- value, owner occupied and a loan amount of $500,001.00 for a refinance transaction
³Based on the weekly average yield on U.S. Treasury securities adjusted to a constant maturity of one year as made available by
the Federal Reserve Board in Statistical Release H.15.
Rates Available For California Properties Only
Rates and Terms are subject to change without notice. Call for current rates - 800.524.CASH
