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Checking Convenience Disclosures Loans Locations Savings Rates

Real Estate Rates

Accurate as of March 17, 2010

 
  Conforming Conventional Fixed Rate ($25,000 Up To $500,000)¹  
  Product Rate Points APR Margin Life Cap Floor  
  30 Year 5.000% 1.00% 5.223% N/A N/A N/A  
  Fixed 5.125% 0.00% 5.259% N/A N/A N/A  
  20 Year 4.875% 1.00% 5.176% N/A N/A N/A  
  Fixed 5.000% 0.00% 5.180% N/A N/A N/A  
  15 Year 4.750% 1.00% 5.131% N/A N/A N/A  
  Fixed 4.875% 0.00% 5.103% N/A N/A N/A  
  10 Year 4.625% 1.00% 5.169% N/A N/A N/A  
  Fixed 4.750% 0.00% 5.074% N/A N/A N/A  
  Adjustable Rate Mortgages ($25,000 Up To $1,500,000)¹ ³CMT Index:  0.392%  
  Product Rate Points APR Margin Life Cap Floor  
  1/1 CMT 4.425% 1.00% 4.189% 2.75% 10.425% 3.925%  
    5.052% 0.00% 5.168% 3.00% 11.052% 4.552%  
  3/1 CMT 5.168% 1.00% 5.114% 2.75% 11.168% 4.668%  
    5.668% 0.00% 5.439% 2.75% 11.668% 5.168%  
  5/1 CMT 5.488% 1.00% 5.512% 2.75% 10.488% 4.988%  
    5.988% 0.00% 5.834% 2.75% 10.988% 5.488%  
  Jumbo Conventional Fixed Rate ($500,001 Up To $1,500,000)²  
  Product Rate Points APR Margin Life Cap Floor  
  30 Year 5.000% 2.00% 5.268% N/A N/A N/A  
  Fixed 5.250% 1.00% 5.378% N/A N/A N/A  
    5.500% 0.00% 5.539% N/A N/A N/A  
  15 Year 4.500% 2.00% 4.868% N/A N/A N/A  
  Fixed 5.000% 1.00% 5.218% N/A N/A N/A  
    5.250% 0.00% 5.315% N/A N/A N/A  
  ¹APR (Annual Percentage Rate) for conforming fixed rate and adjustable rate products assume a single unit residence, 80% loan-to-value, owner occupied and a loan amount of $100,000.00 for a refinance transaction
²APR (Annual Percentage Rate) for jumbo fixed rate products assume a single unit residence, 80% loan-to- value, owner occupied and a loan amount of $500,001.00 for a refinance transaction
³Based on the weekly average yield on U.S. Treasury securities adjusted to a constant maturity of one year as made available by the Federal Reserve Board in Statistical Release H.15.

 Notes  1. For FRM's add .25% to rate for 3 and 4 unit owner occupied residences.
2. For FRM's add 1.50% to points for non-owner occupied residences.
3. For ARM's add .25% to start rate, margin, life cap and floor for non-owner occupied residences.
4. For FRM's points above contemplates 30 day rate lock at time of approval.
Add .50% for "lower of lock or market" option.
.50% of loan amount is nonrefundable and must be paid at time of application.
5. For ARM's points above contemplates free "lower of lock or market" option.
 

Rates Available For California Properties Only

Rates and Terms are subject to change without notice.
Call for current rates - 800.524.CASH

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