|
Date
|
Item
|
Actions
needed
|
|
__/__
|
Enroll
for direct deposit. It eliminates trips to the bank and keeps
your money working longer. |
1.
2.
3.
|
|
__/__
|
Sign
up for overdraft protection. By linking your checking account
to a line of credit you avoid the cost, hassle and embarrassment of
a bounced check. |
1.
2.
3.
|
|
__/__
|
Establish
an automatic savings plan. Regular, automatic transfers to a savings
account will add up. |
1.
2.
3.
|
|
__/__
|
Use
electronic bill paying. Eliminate the dreaded task of writing
checks. |
1.
2.
3.
|
|
__/__
|
Consolidate
your financial relationships. Dealing with one institution makes
everything easier. |
1.
2.
3.
|
|
__/__
|
Consider
personal finance software. Many programs make handling your finances
easier and quicker. |
1.
2.
3.
|
|
__/__
|
Build
a safety cushion. Be ready for unexpected expenses or use some
extra for a special vacation. |
1.
2.
3.
|
|
__/__
|
Review
your investments. Make sure your asset allocation matches your
time horizon and risk tolerance. |
1.
2.
3.
|
|
|
|
|
|
|
